Terrible do not use this insurance! They are not honest! I did not authorize my credit card to be used and they took money out of my account anyway and when I asked for refund they would not give me a full refund because they needed to charge some fees! They did not explain what they fees were but kept$100 of my money! I cancelled my policy in person but they still charged me a $100 fee and tried to renew my policy without my signature or without my consent to debit my bank account! They are crooks!! Save some money and go somewhere else for car insurance!!