this company works with some payday loan sites and takes money out of your checking with out u knowin it then refused to refund your money.. please if this has happened to u please file a complaint with your better business of yor state and the state od arizonia and file a complait with the atorney general of your state and the state of arizioan maybe we can get our money back and put them out of business or stop them from being able to do this here is some info u need to file and u can do it on line very easy liberty discount club 8390 east ventura scotsdale ar 85258 [protected] [protected] please file a complaint..