Cigna is one of the most horrible Insurance ,company. They denies claims,They stall and take their sweet time to pay When they pay,they pay at 12 % of the total bills Its is one of the biggest fraud in the health care business There are so many claims against This company Health care providers,Hospitals and Pharmacies should all get together and file for big law suit class action suit against this fraudulent company. I do not know why the CEO of this company have a 6 figures plusn a year for what? I think may be to scam customers, The more money cigna saves by Fraudulently denies claims or under pay claims The more bonuses are given to the seniors