Moved lock stock and Barrel to Switzerland and was subjected to aggressive sales people from De Vere. Naively organized a meeting with one of their advisors and to put it mildly he tried the whole scaremongering tactic. When we told him we need time to think then the aggressive tactics kicked in we felt lucky to have escaped his clutches. A friend put us in touch with Swiss Global and what a difference no nonsense straight talking, explained the complexities in an easy to understand way. Their customer service is incredible and our advisor is an absolute gent. Thanks Dav and Lizzy