Reading these complaints all amount to the same story. High deductibles and out of pocket costs. No one like s to pay more ! Folks,,, the hard truth is this. YOUR out of pocket costs went UP after the GREAT Obama Care MESS was passed. Your deductibles and out of pocket costs are MANDATED by OBAMA CARE. NOT the insurance carrier. The carrier can only sell what Da Gubment allows them too. Remember when Obama told the American people that we could keep our doctor. Keep our plan !! HE knew that was a lie. Now what are you going to do ???