People have paid for material they never received, luckily I didn't give them any of my money, but I did let them capture my e-mail address. Even after a BBB complaint, still not unsubscribed. It's been 2 months since this ordeal started. No responses from member services. Claimed they never got any unsubscribe requests from me, but luckily I have multiple e-mail proof. User's recommendation: Stay as far away as possible, go with a reputable advisor.