My girlfriend and I also was misrepresentated by the sales Manager at Piney Shores/Silver Leaf Resorts. We told them we didn't want the timeshares just the free cruise. They came back and offerred a special sampler package and said we can use it any time and we would get additional free time to use other locations during off peak time for our $1, 000.00. I gave them the initial $150.00 down and they would bill $85.00 for ten months. I called reservations and they denied my membership and said it had to be paid first. These people have our SS #s and now I have to worry about our credit being tarnished as well.