IT SEEMS REDUNDANT TO KEEP REPEATING THE SAME OLD COMPLAINT BUT FOR THIS COMPANY IT NEEDS TO BE REPEATED. THEY ARE THE WORST COMPANY I'VE EVER DEALT WITH, THE DON'T RETURN CALLS, THEY DON'T ASK YOUR IMPUT, THEIR SALES PERSON CALLS W/THE WILD CLAIM THAT YOUR MONEY WILL BE COLLECTED IN 45 DAYS, I SENT 3 FILES ON 8/12/2009 I CALLED SEVERAL TIMES AND COULD GET NO INFO ON MY FILES. THEY FINALLY COLLECTED $500 FOR ME IN OCTOBER 2009 AFTER SEVERAL TRIES TO GET THE CHECK RELEASED I FINALLY GOT IT 7/12/2010, THEY STILL HAVE OTHER ACCOUNTS AND I CAN NEVER GET ANY INFO ON THEM. I KEEP NOTES OF WHO AND WHEN I TALK TO THEM AND GET SO ANGRY WHEN I CALL I CAN HARDLY CONTAIN MYSELF. ALSO BE AWARE THAT IF YOUR DEBTOR FILES A COUNTER COMPLAINT, THE "FORWARDING COMPANY" DROPS YOU LIKE A HOT POTATO AND YOU HAVE TO HIRE AN ATTORNEY TO REPRESENT YOU OF YOU WILL HAVE A DEFAULT JUDGMENT AGAINST YOU. THE ATTORNEY GENERAL SHOULD SHUT THEM DOWN AND CHARGE THEM W/INTERNET FRAUD, ALONG W/THEFT BY DECEPTION.