Update by user Feb 13, 2015 After going after this company relentlessly, they contacted me and bought the house back, however, they did not refund my closing fees, which were over $2000. Considering the company committed FRAUD, they should have returned every cent. I am satisfied with the resolution though. Original review posted by user Jun 17, 2014 I live in New Jersey and purchased a home from them in Florida without seeing it first. They sent me pics of the inside which showed minor damages and when I asked what else was wrong with it, I was told it had a broken window and a missing toilet. Well after I saw the house, after I already bought it, I found it in a TOTALLY unliveable condition. ALL of the plumbing had been ripped out, as well as the ac unit, there is an EXTREME amount of black mold infestation in both bathrooms and the kitchen, and the source of the mold is big holes that were cut in the floor to rip out the plumbing. There are holes punched in the walls, wiring ripped out, broken, rotten floor boards, leaking roof and the list goes on and on... They KNEW I receive SSI and they are "owner financing" this home for me at 12.5 percent interest and they KNEW that I would NEVER have the kind of money it would take to make this home habitable, for me and my 19 year old daughter, and our 3 dogs, 6 birds and 2 bunnies. This house has been vacant and for sale for a long time. The pics they sent me were taken before the drug dealers broke in and destroyed it. I gave up my Section 8, which I have received since 1999 to buy this house. I also used my 2 and a half years of back SSI payments for the down payment. Now I am COMPLETELY SCREWED! They have RUINED my entire life and my daughters as well. My SSI checks are not enough to cover rent and we have to move out of our apt in New Jersey very soon, since it was being funded by Section 8. My rent is $975 and my monthly check is only a little over $700. I cant keep Section 8 because I own a home. I cant live in the home I own because its not liveable, and I will NEVER have the kind of money it will take to make it liveable. I cant sell it because I owe WAY more on it than its worth. I owe $36,000 for a house that sold for $22,900. Thats a LOT of interest! They also FAILED to disclose material facts to me that if I would have know, I NEVER would have purchased this property. There is a registered sex offender just 5 houses down! The entire neighborhood is all African American (I am white), but thats not the problem, I dont mind that, it is FULL of gangs and there were MULTIPLE shootings on this street and less than one block from this house. They have been killing teenagers and I have a very attractive 19 year old daughter who is a lifeguard and I would have to worry about her being kidnapped,raped and murdered. Of course they didnt tell me this, because then I wouldnt have bought the house and they were trying to unload it very BADLY! However, the biggest FRAUD they committed was emailing me tons of different "Good Faith Estimates" . They made me sign all of them and return them. The house closed on May 20th and my mortgage is $245.63, and 12.5 percent interest. So tell me WHY I had to sign MORE GOOD FAITH ESTIMATES, which they dated as May 1st, but didnt even email them to me until AFTER the house already closed, and those estimates that I had to sign AFTER the house was already closed said my interest rate was 11 percent and my payments were like $169 a month. When I spoke to Bill Wessels, he asked me how long I wanted the mortgage for. He said a 10 year mortgage would be $169 a month, but then when I got papers in the mail, he made it a 15 year mortgage at $243 a month. 5 more years and at a HIGHER rate? I NEVER agreed to that! Now I am about to be homeless, all because of them. They dont care whos life they ruin, as long as they make the sale. There are other complaints about them on ripoffreport.com They cost a woman her life savings by selling her swamp land and she thought she was buying land to build a home. They should not be allowed to ruin peoples lives like this. I plan to seek both criminal and civil action against them. I am reporting to Attorney General, Federal Trade Commission, BBB and EVERYWHERE and ANYWHERE I Can! Please spread the word, DO NOT BUY A HOME FROM THEM!