I took out a health policy for my son may 2014. In August he got approved for our new government run heath system. The payment was drafted out of my check each month. So I called them and ask them to stop the draft. Three days later the money was drafted from my account. I called them tempting I talked to said I would be receiving a check in 10 days. It's been 15 days still no check they are a bunch of crooks.