When I pulled my credit score from experian it was 696, when freescoreandmore . com pulled my score it was 624. They are typical of companies trying to sell additional service to help you. the key is sell you, and congress allows all of this. Additionally when I signed up, the information to authentic who I was, was inaccurate. When speaking with the company I received the usual or standard answers with no satifaction. The company seems to only care about their bottom line and not your credit score.