My problem started when I got admitted with Covid-19 .Called lincoln financial and told them to mail my forms but it took 15 days to get here which is my due date to submit form.I did call twice to email forms but my doctors office said initially that they mailed so I waited but unfortunately I found out they shred my paperwork which was not my fault but they denied my FMLA.My suggestion was if the 15 day is due in 3 days they could have called or email me but they did not.I wish this will not happen to other clients .Thanks