This company sends its sales reps to tell you how great they are and if you don't like the service that you can cancel your policy and get a full refund of your premiums. They give you prescription discount cards for your family but don't tell you the cards only work if you don't have insurance. It's all a ploy to get your money. They give your contact information to anyone and everyone. Then when you finally realize how worthless it all is and request your money back they refuse to do so and tell you you should have read your policy. It took them 2.5 months to qualify after constantly calling and harassing and then do not provide swat. Don't fall for this scam!