Gokulam CHITS this is the waste chit, because i am facing many troubles in getting my money back.They never give the money amount untill 8 months is passed and that too they deduct unnecessary charges. Don't Join for any new subscribers to Chits. I and so many subscribers are already suffered to this company. Too much late of payments, Irresponsible staff in all branches. Gokulam CHITS this is the waste chit, because i am facing many troubles in getting my money back.They never give the money amount untill 8 months is passed and that too they deduct unnecessary charges. Don't Join for any new subscribers to Chits. I and so many subscribers are already suffered to this company. Too much late of payments, Irresponsible staff in all branches.