I lost my job in 2008's financial crises and was unable to settle personal loan without a job. Rak bank received final gratuity aed 43, 600 and mr. Mohd from Rak Bak collection department started calling harassing me for a police case for amount aed 75,000 including extra charges. He said my bank account is frozen and they can't touch gratuity amount unless I clear complete loan. And without job I couldn't pay and he harassed me for police case that I will rot in jail, forced me to leave the country without paying off this small amount. So I did and he filed police complaint in 2009, he should have behave well and dubai police/dubai government should stop this harassment practice in dubai uae.. Rak Loan Number: [protected] Gratuity Received: -(AED 43, 600/=) Outstanding Rak Loan: AED 29, 946/=