Bought a car on finance and just over a year later the engine completely failed. Took it to a garage where I am told it needs a completely new engine. Car is 4 years old with 50k miles. Servicing has been kept up my end in accordance with the finance contract. Finance company have basically said tough luck. Cars go wrong and you need to fix it yourself (£5000-£6000 repairs). The finance company still want their money though. My complaint has been on going for 3 months now and I’m not getting anywhere, they keep saying it isn’t their problem. I need help seriously because I’m now I’m financial difficulty and can’t afford my living costs!