My employer went through payflex to help employees set up accounts so it made thing's easier to have money on hand for emergency medical issues. This company has the most incompetent employees I have ever dealt with in my life... they have no idea what there doing. There accounting skills are terrible. I lost over 400.00 due too misinformation, and when questioned about it they all of a sudden show a overpayment on my behalf. There needs to be a serious investigation on this company and how there taking people's hard earned money from them. This was my money I put into this account and how they think they can just take it from you with out explanation blows me away. This money is tax free but someone is coming out on top and it is not there customers. I am so frustrated with these people. There is no winning with them..