1 Jan, 2018 → by ClaimboUser380580
not really “overdraft protection”

2

I have a checking account and a savings account with FCB. I specifically wanted any potential overdrafts to be paid from my savings account. They call this "linking." I thought I had made that clear from the start, but 3 years later, they charged me over $34 in overdraft fees (for a $10 overdraft!). They said that overdraft meant they would pay (in this case an auto debit) and charge me. I would never have agreed to that when I signed up. What a stupid concept. I didn't know this was a "bad credit" bank--I just liked it at first because it was at WalMart and open better hours. I guess I will be making a trip (with my money) down to Wells Fargo or another REAL bank that can be upfront with how their processes work. My advice--get out of this mess as soon as you can!
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