I have an account through Zibby/Katapult that had a single missed payment, but they are constantly harassing me by calling my cell phone between 6 to 20 times a day!! How is this even legal? Isn't this considered harassment/unfair collection practices? They have continued to receive regular payments, but I have not managed to catch up the single payment that was missed. They are still being paid regularly, and should not be calling me literally a hundred times a week.