Bought a new policy, and paid in full for first year. After they got payment they sent an inspector to the property. Got a letter that has three changes, that must be done in 18 days, or risk cancellation. Trees all around my house MAY cause a problem. Must cut back or down and send paid receipts showing work done. Deck has furniture and a BBQ grill, which is used year round, should be stored in secured storage. Will not fit in storage shed! Highly recommend address be on the mailbox. The USPS only requires house numbers be there.