My homeowners was cancelled by State Farm (I had them for 22 years). I waited until December to get another insurance policy in hopes of getting a better price after hurricane season was over. I got the insurance policy through 1st Capital Insurance and paid the premium of $1969 in full (which was a great price!). Well, a week after the policy was issued and mailed to me along with a bill for $793! The agent even asked if I wanted to pay the premium in full or over time! What should I do now??? I'm afraid this Citizens Policy isn't even real!!