I recently pulled my credit report and as I was reviewing it I came across a collection for 158.00. from national credit debt collector for a company called bmg music I called them and told them i have never ordered anything from this company. They told me it was from 1995!!! Are you serious they waited 15 years to put this on my credit they put it on in feb, 2010. I told them I never ordered any cd's. I was told they had no contact info for bmg. I hung up and got on line to find bmg services and what i found out is every number listed has been disconnected!!! Melissa Akron, Ohio