i renewed my account a friend of mine used her card brandi dapson.they said it was shut done because of different cards being used .that is only because i dont have a credit card so i have used prepay cards except for the times brandi has allowed me to use hers..also they said the amount of reports that were looked up .. those numbers are from more than a month of use..and yes i do look up a lot of reports because i am a single mother dating and live in apartment complex ..i like to know the people i am dealing with..