Vericrest Is a big ripoff I repeat they are a big ripoff run for your life! . they are in the business of taking whatever they can however they can and their unprofessional staffs are not even capable of keeping their stories of why the should get your money, PAY close ATTENTION to their conversations, none of their stories ccolaborate with onether, they dont care who they SCAM, the THREE wods that they use are ESCRO, INSURANCE AND TAXES, PEOPLE BEWARE AND RUN FOR YOU LIFE!!! AND HOLD ON TO YOUR MONEY GET A LEGAL REAL ESTATE ATTORNEY TO DEAL WITH THEASE PEOPLE!!!