アブラハムプライベートバンク - Abraham Private Bank in Tokyo Kamiyacho Japan sold my wife a Hansard pension plan but told her she could take money out anytime. Now only after Abraham has been ordered to stop their illegal business by the FSA japanese regulators do I find out that She cannot take the money out or will loose it all. Scam product with a scam illegal company. She asked them what compensation and they said sorry even though they were not allowed to sell such unregulated product. Hansard an Isle of Man based insurance company is happy to take business from any financial consultant with a business card and a heartbeat. Two scam companies together spells trouble and for my wife spells - lost all her money!