I was told that these drugs would be cheap. The co pay was more expensive than what I could get and they didn't cover the one drug I need that is costly. When, almost a year ago, I quit the plan they ignored that and continued to bill me. I NEVER used the policy, not even once. DO NOT enroll in this policy! You won't like it and they won't let you quit. It's so annoying. I hate companies like this. They are established to take advantage of the complacent. I fired my insurance guy because of this company. I called many times. They needed proof of alternate coverage which I provided and yet they still send me bills. Perhaps I need to contact a higher authority.