I downloaded the card reader app and was never told that I would have to pay ridiculous monthly charges! It started out at $32.00 a month and went up to $52 after two months. I called today to cancel this fraudulent service, which by the way, I have never used. Anthony, the piece of work that he is, told me it would cost me $545 to cancel and went on to badger and degrade me over the phone. Well, I won't allow some disgusting rip off company to try and make me feel like a *** person, which is what Anthony implied. I quickly went down to the bank and closed my bank account and am opening another one. I hope they have fun trying to keep taking money from me!! And, Anthony promised to ruin my credit and post bad reviews about my business everywhere. He is a disgusting human being and their BS company will not get another penny from me. As far as ruining my credit.... I have perfect credit and they can report to the credit agencies all they want. I have printed out all the bad reviews from the BBB and everywhere else on line to prove my case. We need to find a way to shut these scammers down!!