I lost my job 1yr ago. I was paying my car note on time. Now things have become difficult do to being unemployed. My truck has been repossesed. The credit union wasn't trying to work with me. I asked for a deferrment of payment for 3 months. They didn't agree to that, but would approve me for $500 overdraft protection on my account. That makes no sense. How is it possible you pay $13,000 for a vehical and pay the loan down to $2000. And it gets taken away before notification of intent to reposse. I was notified after my truck was taken . Dealing with this credit union makes me rethink who I do business with. I thought they were better than the regular banks!.