First let me say that Me and My Son who are Home Based Small Business Owners are very disappointed with this companies manner in which things were handled. For 2 weeks we worked hard filled out contacts wasted our time trying to work with them for approval. Just hours before funding was suppose to happen they denied us due to some very small *** silly reasons. Me I think it was just a way to look for excuses to not give us the money. I am not sure if they are a scam or not but the business practices are questionable. Why wait two weeks to deny me and waste our time. Does not make any sense if you ask me. It really hurt us because we are just needing some small funding for Advertising and Vendors and Website upgrades which I dont see as unreasonable. Heck they even came back just 3 days ago saying they could give us more money than originally planned on. wow makes me so angry as a consumer to be put through all this its so wrong. So beware if your credit is not great and all that I would just move on to a different lender. Dont waste your time here with them its not worth it!! Also Scott Griest The CEO dont go to him for help he blew My son off totally unprofessional Ryan one of the Advisors he is a cool guy but not a lot of pull. Its took one phone call to ruin it all for us from a lady named Jackie! She had us denied because Of super lame reasons! Be cautious!! Owner Operator Posh Birthday Store