I dealt with Kevin Walsh at ext. 330 at America's Health Brokers. He told me that the coverage was 70/30 (70% covered by the insurance and 30% covered by the patient) on the Plus plan. In addition to this they offered cash pay outs depending on the service. After getting the benefits package in the mail and reading it, there was NO mention of any 70/30 coverage. I called the insurance company and they basically told me that Kevin Walsh used some "creative selling" to sell me this plan and that 70/30 does not exist for this plan. So in knowing that, I was paying $400/month for basically nothing! This was just one of 4 things that I was lied to about by Kevin Walsh with this heath care plan. When I tried to reach him to discuss this, they would not put me through to his extension. How do these people sleep at night doing what they do all day long?