In April, my grandson John Florio and I were planning a celebration of his wedding. Wedding Wire recommended this man and, although I had already chosen someone, he convinced me to meet him at Panera and gave me a hard sale talk. I hesitantly gave him my grandson's credit card and called my grandson, who was unhappy that I did it. Nevertheless (and I am sorry that I did it) he accepted it. Being upset, I had an accident upon leaving Panera, totalled my car and landed in hospital. I called Juan and told him the event was off and to please credit the $150. He refused and since then have done everything in my power to have him credit the card. This has caused problems with my grandson and I and I shouldn't have given this person my grandson's credit card nor should he have accepted it.