after 31 years I was dropped because they said I had no value but when I called someone there told me as long as I paid my monthly payment on time I wouldn't be dropped I was dropped june 2 2017 and they kept sending me bills each month which I paid and when I told them I wanted the money back for the months I paid when I was terminated they told me that was the grace period which nothing was said about that on my notice he said that was payment for my grace period and that my wife would have still received $50000 dollars for my death how would she knew that they should never dropped me I called every year and was told what my total payment would be for the next year I took all my papers to my lawyer and he told me would be a waste to try get anything back because I was called a high risk and they would use anything to get rid of me its a shame when u cheat poor people out of thousands of $s I am now going to post a complaint against Jackson national with the insurance commission and if u don't want trouble with them u better make some kind of refund to me what a shame when a b ig company like u has to ripoff good people