They will sell your information to companies that will call and harass you daily from car loans to payday advances. I received a minimum of 30 calls PLUS texts messages daily.. finally I just changed my phone number. You will receive calls from ppl who clearly English is their second language and they have zero professionalism or customer service skills... I ask them not to call and they either will hang up on you or yell at you and tell you they will continue to call... on top of it all.. I never received the cash advance.. IT WAS A 2 DAY NIGHTMARE.. I just changed my phone number today! Also, I receive a minimum of 350 spam emails each day from cash advance 3rd party companies each day.