Santander usa has ripped my wife to be off. From over charging on a loan of 7, 000 and her already paying over 20, 000 dollars and still owe they say 3, 500. They have been paid twice on the principal alone one time 2, 000 and another time 1, 900. I was suppose to be a co signer and they ended putting the loan in my name. I need to know who is in charge and don't say call Santander why would you believe a word they say when they made the mess. I want my money back