My daughter totaled her car There is a $3000 difference and I was trying to call CMAC to find out if we can get that relieved because other than that were gonna have to go back to CNAC and start a whole new loan when she was two years into a four year loan with the finance charges that are on here I didnt realize I was going through something like this but just so you know what theyre dealing with. User's recommendation: Ehhhhhh.