25 Sep, 2020 → by ClaimboUser710444
Incomptence cost me a hit on my credit report.

2

Received an email stating that I was preapproved for a loan from OneMain. I called the Leesburg, Fla office and talked with An____ny. We discussed my financial needs. He informed that he could only hold this application for 25 days. I was out of town for our initial conversation but that I would be back in town in time to finalize the process. We set up the in-person meeting for the following Thursday, which was day 24. I arrived on that Thurs, with me I brought all the information he requested. After our discussion the results were this: a loan for $6,600 for 60 months at a monthly cost of $231.00. Told An____ny that I would call him tomorrow, day #25 with my final decision. Call was made at approximately 10am the next day. Was told that An____ny was not in due to a death in the family. The person (female) asked me for my name and phone number and said that someone would call me to discuss my loan application. No phone calls from OneMain for 5 days. I went in person to see what was holding up the process. I talked with the office manager, a B. Ke__on. After I explained the situation we again went over the same information that had previously been discussed. This time after she did her calculations the loan amount dropped to $5,100. I informed her that this was not the amount given to me by An_____ny and asked what had changed in a week? I also asked her if she could talk with An_____ny about my application and determine why her numbers were different. To make a l-o-n-g story short, my faith in this vendor quickly disappeared and I walked away with NO loan that I was satisfied with and what's even worse a BIG HIT on my credit score due to several inquiry's (which were not needed) to the credit reporting agencies by OneMain. User's recommendation: BEWARE!! Don't trust anything that they say. And make sure that you have everything in writing before you sign for a loan.
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