Wilshire Credit Services is Scamming there customers by charging them a $10.00 late fee due to the fact that Wilshire Credit Union will send you your monthly statement for payment late so they can collect an additional $10.00 each month for late fees. Once you mail your payment to then they receive it and then they submit it to another department within Wilshire Credit Services to make your payment late. Example my payment is due on the 21st of each month,so I mail it on the 16th of each month from Losangeles,ca going to losangeles,ca and 10 miles from my house and they still charge me an additional $10.00 and say your late. " You do the math!" If they do that to every client each month Wilshire Credit stands to make a lot of additional cash each month by there illegal practices. We will be contacting our Attorney General as well as the District Attorney of Losangeles. Thanks. ( Also do not trust there people in customer service there part of the Illegal Stealing at Wilshire Credit Services. ) "Real *** of a Company!)