I had been with TCF for about 8 months and I was trying to get a payday loan. It ended up being a huge scam and someone had done a mobile deposit of 990.00 into my account which put 3 holds on my account. Anyway after all was said and done I should have still had almost 200 in my account from my paycheck I had received before that. Now they have denied my claim even though I had all the proof, Filed the report with the local police and it was very clear that this was not me. They are still deciding to hold the fees against me. SO in the end I end up with 39.00 instead of the rest of money that I have worked hard for!!!!!!!! I will never use TCF bank again or refer them to anybody I ever have known or will come in contact with. In fact after sharing this with a few of my close friends and acquaintances, they have decided to close their accounts and resume with a better bank!