I went online to find a loan company and I got a text from David Williams 133******** saying he was from The Lending Club Loan Company telling me I must pay $150 fee for a loan of $5400 and my monthly payment $153. Then pay $400 Insurance fee because of my age. I was told to check bank account but no funds. Then I had to pay $800 for the taxes on the $5400. He had sent the $5400 to my bank. And I checked my bank no funds. Then I was texted Officer Nick Wine house Jr 177******** saying he was from Michigan Treasury department, that I owe $2037 for 2018 taxes and I could pay $614 now and he would release my funds $5400 I asked for proof of these taxes. They asked me to use eBay gift cards for my payment to them total was $1550. I decided not to pay the $614 and my bank let me know this was a Funding Scheme