After talking to several mortgage personnel buying a home, I thought it could be impossible. One night, thinking all hope was gone on the internet I came across Mortgage Exchange. From the first conversation with Brian Watkins- he gave me hope that home buying was possible for me. The combination of determination and guidance was my key to purchasing my first home. Brian at Mortgage Exchange counseled me on exactly what to do from the beginning making the entire experience pleasant. Each step he took me through was not only good for purchasing a home but also making me more financially stable. The overall experience made me a testimony for others that don't think its possible to purchase a home. Many have doubts working with people on the internet and over the phone but my experience with Brian at Mortgage Exchange made that theory a myth as I felt comfortable the duration of the process. Brian Watkins at Mortgage Exchange made it happen for my family and I, in return we are grateful. If you have any questions and/or comments let me know at d**************@fourdcabling.com Best Regards, Derryck L. Andrews