Cancelled this card and was told it was cancelled in Dec 2020 and I never used. I paid cash for my visits with Aspen Dental up front. You put this on my credit report and still bill me for service I cancelled and I would like it removed. I tried calling the bogus phone number and hung up on before I could talk to anyone in Jan 2021. User's recommendation: DO NOT USE DENTAL FIRST FINANCING/COMENITY BANK.