SLS HAS RUINED OUR LIVES. IT SEEMS NOBODY CAN GET THEM OUT OF BUSINESS. WE ARE IN OUR 70TH AND OUR HOME THAT WAS BUILT AT $32000 HAS BEEN MODIFIED, CHANGED YEARS ADDED TO THE CONTRACT, ETC ETC AND THE LATEST AMOUNT OWED IS $185,000. THE LOAN WAS WITHOUT OUR KNOWLEDGE EXTENDED TO 40 YRS. CAN YOU IMAGINE THAT! AT 78 AGE, I WILL NEVER SEE OUR HOME PAID OFF. WHERE DO YOU GO FOR TRUE HELP! PLEASE TELL ME. User's recommendation: IF YOU SEE ANYTHING THAT SAYS, SLS, SERVICING LOAN SPECIALIST, RUN THE OTHER WAY AND YOU WILL BE SAFE FROM A HEART ATTACK.