Got into an accident. Other driver was clearly speeding. Got tboned about 50 mph in a 35. Small suv hit ram 1500. Totaled out my truck. Had 2 witnesses to say the same thing about other driver speeding and being wreckless. Witnesses were never contacted. Farmers never even investigated anything. No one was cited by police for being at fault. Farmers insurance which is my company says its my fault. Easier to just pay for everything they said. Just trust us. Trust you i dont know you i surely wont trust you. Hard to get a response via email. Just all around bad company. Take your money and run. When its time to use it they arent around.