I filed a claim for roof hail damage. Contractor and adjuster agree I have hail and wind damage, no contest with the fact I sustained damage. Adjuster denies claim saying the hail report he has showed hail longer than 365 days ago. I dont have 365 day language in my policy, they deny it anyway. I find a hail report that shows hail at my house within the 365 day period and they still refuse to honor my claim for damage. I've been a customer for 28 years, I've filed 2 claims and I've been screwed both times. Worst insurance company ever!