I've received several harassing phone calls from this company constantly.These calls come in at all times of day and night.On the occasions that i've answered when i try to speak my peace to the CST, the person I'm speaking with hangs up in my face. This is the reason no payments have been made on my account. These people are rude and very threatening. I've asked them not to call me cause i don't owe them any money the money is owed to First Premier bank and until these calls stop coming i won't pay any monies owed. I plan on making payments on the account but only if contacted by someone from First Premier Bank personally. If this continues i'll file harassment charges against this collection agency.