This is a scam! They harrass you until you give in. Do not ever do business with these jackals. You cannot contact them and they are persistant in trying to scare you. Please stay away from this company. We did not take out a loan with these people and they have bugged me and threaten to sue me if I did not pay back something I never recieved. I have never gotten any money from this company nor would I have applied for a loan. They claim they are with the California attorney generals office and will file suite if you don't pay them over the internet. Be careful of this company!