This company gives people loans that have bad credit or no credit and will sell you a home that needs work. These house they sell need work and are cheap priced homes way below market value. I bought a home from these guys in 2015 so 5 years it needed a basement and roofs with a few other small things it was messed up . But I am great full to own a home ,I have replaced the roof and basement 25 k it cost but over the years I have saved and fixed the home we’re know I got over 70 k in equity for my home at market value this is what I would walk away with selling it on the market. First national Bank of America has worked with me on late payments and such that no other bank would do so it was handy and convenient. If your looking for turn key homes this isn’t the company to use rose land fincail . But if you look at your house and see the extent it is damage and have goals, drive, ambition and skills this can be fixed .... also you own the house. Also it’s your faults you didn’t look at it or can’t fix it don’t by it because they will give you a loan and don’t wanna work, to better you life or you have income and don’t pay your bills and knew you could not fix it . Here 3 pros and cons with it pay attention pros ...(.1 ) they will give you a loan (2) them home you have when fix will make you money ). (3) they are easy to work with if you have communication with them ......cons... (1) you gotta pay your bills .... ( 2) you can’t be lazy and have to work or fix up your house ...(3) can’t be a complainer, because you didn’t pay your payments And want to bash the company because your a loser ..... also you will have a closing date Nd get a title option it cost a few hundred doller but if taxes are owed or something is wrong it will get fix by your title company. Read carefully as this is true if the cons hurt your feelings this is not the program for you.