I paid $1150.00 down payment, with full payment due 23 March for a July trip to Europe with GCT. That trip was later cancelled by GCT. Stonewalled repeatedly by GCT reps.. And finally this month received $150.00 refund, leaving approx. $1000.00 of my hard-earned/saved $ for this trip lost! I am totally disappointed with this company, having taken 7 trips with them previously and even recommending it to others. I will Never travel with them again, there are others as equals or better. Larry Ledbetter User's recommendation: Will not!