My husband and I both HAD a WAMU and Providian credit card that were sold to SST Card Services. Now, the company calls us saying our accounts are over due and over the limit. They blame WAMU and Providian for "keeping poor records" and "it's is their fault that the fees are now due." I asked them about fees on my Providian and the woman at SST admitted that was SST's mistake but yet I am still responsible for paying the fees! I canceled the WAMU card and now they call me daily and harass me about paying a small past due amount. They never sent new cards when asked, bill statements, notices of change, etc. I NEVER missed a payment before this so-called company took over. I can't believe the number of sites that can be found online concerning SST's negative and unethical practices. BEWARE if your card is sold to SST!