Tcf bank is nothing but a joke!!! My Dad passed away & the bank offered to do a hardship on the loan for a year & told me that the $400.00 difference that I was not paying for the year would be applied to back of the loan. WELL guess what the year is up & now I am getting foreclosure letters! So since I cannot come up with the money they will start foreclosure process. I tried calling & this rude woman Vicki told me that I am living in a house that does not belong to me & I cannot prove that my Dad is my father, well his name is on my birth certificate but thats not good enough. She then tells me I need to get out. Unbelievable. Now they are going to buy the 2012 1st installment of property tax too, funny because I have always paid the property tax it was always a little late because I have to wait until I get my income tax return but it has always been paid, it never went up for auction thru the county. So TCF is nothing but a lying bank. Thanks for making a single mom with two little ones to end up homeless!!!